Invest Portfolio Balancer
European two-fund portfolio
Many European investors can't buy US-listed ETFs, so they use UCITS ETFs listed in Europe instead. One global stock fund and one euro-hedged global bond fund give a simple, widely diversified two-fund portfolio in euros.
Example allocation
| Ticker | Fund | Role | Target |
|---|---|---|---|
| VWCE.DE | Vanguard FTSE All-World UCITS ETF (Acc), Xetra | Global stocks | 80% |
| AGGH.AS | iShares Core Global Aggregate Bond UCITS ETF EUR Hedged (Acc), Euronext Amsterdam | Global bonds, EUR-hedged | 20% |
Opens as a new profile with these targets. Your holdings stay in your browser.
Good to know
- Both funds are accumulating: dividends and interest are reinvested automatically, which keeps things simple.
- Tickers and exchanges vary by broker; check that your broker offers these funds, or use similar UCITS ETFs.
- Both trade in euros here, so the calculator's single-currency assumption holds.
Keeping it on target with each contribution
- Open the template in the calculator and enter how many shares of each fund you own.
- Press Update prices, or type in the current prices.
- Enter how much you want to invest and press Calculate.
- Place the listed orders with your broker, then press Save New Positions.
New money goes to the funds that are below target, so the portfolio moves back toward its mix without selling anything.
Other portfolio templates
Example allocations for education only – not a recommendation or financial advice. Fund names and tickers were accurate when written; check them with your broker.